Mortgage Assistance Services
Get expert help securing the best mortgage rates and terms in Romania. We partner with major banks to find your ideal home financing solution.
Mortgage Calculator
Estimate your monthly payments and see what you can afford
Payment Summary
Mortgage Options
Find the right mortgage product for your situation and goals
Standard Home Loan
Traditional mortgage for primary residences
First-Time Buyer Program
Special rates and terms for first-time homeowners
Investment Property Loan
Financing for rental and investment properties
Our Banking Partners
We work with Romania's leading banks to secure competitive rates and terms
BCR (Banca Comercială Română)
Largest bank network, competitive rates for Romanian residents
BRD Groupe Société Générale
Excellent foreign client service, multilingual support
ING Bank Romania
Fast online process, modern banking technology
Raiffeisen Bank
Strong in rural markets, specialized property financing
Mortgage Application Process
Our streamlined process makes getting a mortgage simple and stress-free
Pre-Qualification
Same dayQuick assessment of your borrowing capacity based on income and expenses.
Property Selection
2-8 weeksFind your ideal property with our agent guidance and market expertise.
Formal Application
1-2 weeksSubmit complete mortgage application with all supporting documentation.
Property Appraisal
3-5 daysBank-ordered professional valuation to confirm property value.
Underwriting Review
1-3 weeksBank reviews your application, credit, and property details for final approval.
Closing & Funding
1-2 daysSign final documents, transfer funds, and receive your property keys.
Required Documentation
Prepare these documents to speed up your mortgage application process
Expert Mortgage Tips1
Professional advice to help you get the best mortgage terms
Improve Your Credit Score
Pay bills on time, reduce debt, and check your credit report for errors before applying.
Save for a Larger Down Payment
Higher down payments result in better rates, lower monthly payments, and no PMI.
Get Pre-Approved First
Pre-approval shows sellers you are serious and helps you understand your budget.
Compare Multiple Lenders
Shop around for the best rates and terms - even small differences can save thousands.
Consider Total Costs
Factor in closing costs, taxes, insurance, and maintenance when budgeting.
Work with Professionals
Use experienced mortgage brokers and real estate agents familiar with Romanian markets.
Ready to Get Pre-Approved?
Start your mortgage application process today and get pre-approved in as little as 24 hours.