Complete Property Buying Guide
Everything you need to know about buying property in Romania - from first steps to closing day.
6 Steps to Buy Property in Romania
Follow this proven process to successfully purchase your ideal property
Define Your Budget & Get Pre-approved
Determine how much you can afford and get mortgage pre-approval to strengthen your offers.
- Calculate your monthly budget including utilities and maintenance
- Get pre-approved for a mortgage from Romanian banks
- Factor in additional costs: notary fees, taxes, and agent commissions
- Set aside emergency fund for unexpected expenses
Choose Your Location & Property Type
Research neighborhoods and decide between apartments, houses, or investment properties.
- Research school districts, transportation, and amenities
- Consider future development plans in the area
- Evaluate property types: apartament, casă, teren, or comercial
- Think about resale value and market trends
Start Your Property Search
Use online platforms and work with agents to find properties that match your criteria.
- Use our advanced search filters to narrow down options
- Set up alerts for new listings in your preferred areas
- Work with licensed real estate agents familiar with local markets
- Visit properties during different times of day and week
View Properties & Due Diligence
Schedule viewings and thoroughly inspect potential properties before making offers.
- Bring a checklist for property viewings
- Check building permits and legal documentation
- Inspect for structural issues, plumbing, and electrical systems
- Research the property history and previous sales
Make an Offer & Negotiate
Submit competitive offers and negotiate terms with sellers through your agent.
- Research comparable sales in the area (preț per mp)
- Make offers contingent on inspection and financing
- Negotiate price, closing timeline, and included items
- Have your agent handle all communication with sellers
Complete Legal Process & Close
Finalize financing, complete inspections, and sign all legal documents to close the sale.
- Hire a notary public (notar) for the transaction
- Complete final property inspection before closing
- Review all contracts and legal documents carefully
- Transfer funds and receive property keys at closing
Expert Buying Tips
Insider advice from experienced Romanian real estate professionals
Research Romanian Property Laws
Understand foreign ownership restrictions, property registration requirements, and tax implications.
Work with Local Professionals
Partner with licensed agents, mortgage brokers, and notaries familiar with Romanian real estate.
Consider Future Resale Value
Think about location, property condition, and market trends that could affect future value.
Budget for All Costs
Include notary fees (1-3%), agent commissions, taxes, insurance, and moving expenses.
Don't Rush the Process
Take time to thoroughly research properties, neighborhoods, and make informed decisions.
Get Professional Inspections
Hire qualified inspectors to check structural, electrical, and plumbing systems before buying.
Property Purchase Costs
Budget for these additional costs beyond the property price
Typical Additional Costs
As percentage of property price or fixed amount
Notary Fees
Legal documentation and registration
Real Estate Commission
Agent fees (typically paid by seller)
Property Transfer Tax
Government transfer tax
Property Inspection
Professional property inspection
Mortgage Fees
Bank processing and origination fees
Insurance
Property and mortgage insurance
Total additional costs typically range from 5-12% of property price
Ready to Start Your Property Search?
Our experienced agents are here to guide you through every step of the buying process.